Finance · Billing

Childcare billing software that gets tuition paid on time.

Recurring invoices, ACH & card auto-pay, late fees, sibling discounts, subsidy co-pay splits, and year-end tax statements — running quietly inside MyKidReports, the all-in-one childcare platform.

  • ● Free plan
  • ● Done-for-you setup
The short version

What childcare billing software actually does

Childcare billing software automates tuition invoicing and payment collection for daycares and preschools. It issues recurring invoices on a schedule, charges parents automatically by card or bank transfer, applies late fees and sibling discounts without anyone remembering to, splits subsidy co-payments between the agency and the family, and produces year-end tax statements. The point is that tuition collects itself instead of a director chasing it every month.

MyKidReports childcare billing software is $0.99 per child per month, published on the site with no sales call, and free for centers with up to 5 children. A 30-child center pays $29.70 a month. Most childcare platforms quote billing separately or price it per staff account, and most will not tell you the number until you book a demo.

Two questions settle a comparison faster than any feature list. Ask every vendor for the payment processing rate, because on tuition volume the card and ACH fees matter more than the subscription and are almost never published. Then ask whether billing is included or an add-on, since a low headline price often excludes the part you actually need.

The daily grind

Billing is the slow leak eating your week.

Most directors we talk to spend 6–12 hours a month on billing alone. Here's what that actually looks like.

Every Monday

Manually emailing invoices.

PDFs, spreadsheets, email threads. Three minutes per family × forty families = two hours gone before lunch.

Every 1st

Chasing late payers.

Polite reminder. Then firmer reminder. Then the awkward hallway conversation at pickup. All while kids need your attention.

Every January

Year-end tax statement chaos.

Forty parents emailing at once asking for their annual childcare payment total for FSA and tax filing. You're recalculating from receipts.

How it works

Set it up once. Never touch it again.

MyKidReports childcare billing software replaces three tools — invoicing, payment processing, and late-fee follow-up — with one automated flow.

1

Set your billing plan

Create a plan per room or per child — weekly, bi-weekly, or monthly. Add sibling discounts, staff rates, subsidy splits, deposits. Copy plans across rooms in a click.

2

Parents autopay on enrollment

During onboarding, parents connect their bank account (ACH) or card. They see what they owe and when. From day one, they're on auto-pay.

3

The software does the rest

Invoices go out on schedule. Payments collect automatically. Late fees trigger on overdue. Reminders send themselves. You see a clean dashboard, not a to-do list.

What's included

Every daycare billing software feature — no add-on pricing.

Most daycare billing tools nickel-and-dime you for every module. MyKidReports includes everything below in every paid plan.

Recurring auto-pay

ACH and credit/debit via Stripe. Set it once per family, collect it forever. Handles failed-payment retries automatically.

One-click invoicing

Generate invoices for weekly, bi-weekly, or monthly plans. Custom line items for field trips, supplies, late fees, deposits.

Late-fee automation

Overdue triggers fire on day 3, day 7, day 14 — with branded reminder emails and optional grace periods per family.

Discounts & scholarships

Sibling discounts, staff discounts, military discounts, scholarship credits — applied automatically to the right families.

Subsidy co-pay splits

Split invoices between family share and subsidy share (CCDBG, CCAP, vouchers). See subsidy management →

Year-end tax statements

Branded year-end payment statements auto-generated for every family in January. Parents download from their app. Your inbox stays empty.

Simplified childcare billing

A complete billing system that runs itself

From invoice generation to parent payments to director reporting — every part of billing is automated, connected, and visible in one place.

Revenue recovery

When a payment slips past due, the late fee applies itself.

A late fee is the charge a family pays when their invoice isn’t paid by the due date. Most directors write the policy but hate enforcing it. MyKidReports watches every invoice: if a payment hasn’t cleared by your grace window, the late fee — your rule, your amount — auto-applies to the balance and shows up in the parent’s app with a plain-English reason. No awkward follow-up, no manual invoice edits.

  • Flat amount or % of unpaid balance — your choice per center
  • Grace period per family, plan, or center-wide (e.g. 3 days)
  • Review & waive any fee before it posts, one tap
  • Parents see the fee + explanation in the parent app
  • Stacks cleanly with failed-ACH retries — one balance, one reminder
Setup walkthrough

Watch how to set up billing inside MyKidReports.

A guided walkthrough of auto-pay, late-fee rules, gateway setup, and the payments dashboard — so your team is live and collecting on day one.

Gateway connection Building plans Late-fee rules Family invites Watch on YouTube →

MyKidReports has streamlined our invoicing process, automating payments and reducing manual errors. The overdue reminders have improved our cash flow, saving us time and hassle. Highly recommend!

What directors see after switching

From billing admin back to running the center.

9 hrs
Saved per month on billing admin
<1%
Late payments after 90 days on auto-pay
98%
Parent adoption of auto-pay after go-live
0
Manual invoices sent after go-live
Payment fees

Childcare billing fees, compared in the open.

On tuition, the fee on every payment costs more than the software. We publish ours. Most vendors don't, so the other numbers below come from centers that post their fees for parents. Ask any vendor for its fees in writing.

Fee
MyKidReports
Other childcare software (published examples)
Software price
$0.99 per child a month, published
Often a custom quote, or a price behind a demo form
Each ACH (bank) payment
$0.49 flat, any amount
About $0.50 to $1.00 per payment
Each card payment
2.79%
About 2.7% to 3% + $0.30 per payment
Who pays the fee
Your choice: the center or the parent
Depends on the vendor; ask before you sign

What it means for an 80-child center where families pay weekly by bank (about 346 payments a month): at $1.00 a payment you pay about $346 in fees; at $0.49 you pay about $170. That is about $176 a month kept, before the software price.

See what your center pays with the fee calculator →

See how switching works, with free data migration →

Other vendors’ fees come from fee lists that centers and state programs publish for parents, checked October 2026. Fees can differ by contract.

What it costs

Daycare billing software cost, by center size.

The top childcare billing software vendors make you book a sales call to learn the price. Ours is published: $0.99 per child per month, billed in tiers of 10 — free forever up to 5 children, for home daycares and childcare centers alike. It is the same daycare billing software whether you run 5 children at home or 100 in a center: weekly, bi-weekly or monthly plans, sibling discounts, subsidy co-pay splits and autopay. No setup fee, no per-staff fees, no contract.

Center size
MyKidReports
Quote-only platforms
Up to 5 children (home-based)
Free forever
No free plan
20 children
$19.80/mo
Custom quote — not published
40 children
$39.60/mo
Custom quote — not published
80 children
$79.20/mo
Custom quote — not published

Comparing tools side by side? Read the full 2026 breakdown: the best childcare billing software, compared →

Accounting & bookkeeping

Childcare accounting software, built into the billing you already run.

Most centers go shopping for daycare accounting software because their billing tool leaves a mess behind. MyKidReports records the money as it moves, so the bookkeeping is finished by the time the month closes.

A live ledger for every family

Every invoice, auto-pay charge, late fee, discount, credit and refund is posted against the right family the moment it happens. No side spreadsheet, no month-end catch-up, no re-keying anything by hand.

Revenue and receivables reports

See tuition collected, outstanding balances and how far past due each one is, filtered by program, room or date range. Pull the same view for your board, your lender or your accountant.

Export to the accounting system you already use

Transactions export as CSV for QuickBooks, Xero, Wave or whatever your bookkeeper prefers. Accounting-system export is included on every plan, not sold as an add-on module.

Subsidy and co-pay split cleanly

CCDBG, CCAP and voucher payments split automatically between the agency share and the family share, so subsidised families reconcile exactly as cleanly as private-pay families do.

Year-end tax statements, generated for you

Each family’s annual childcare payment statement is produced automatically, so January is not a spreadsheet marathon and parents stop emailing you for totals one at a time.

Free daycare bookkeeping for small centers

Centers caring for up to five children use MyKidReports free forever, ledger and reports included. Past five children it is $0.99 per child a month, with no setup fee and no contract.

The honest version: MyKidReports is childcare billing and bookkeeping — it is not a general ledger. It owns everything that touches tuition revenue and hands clean, categorised data to your accountant or your accounting package. Centers that also need payroll, accounts payable and a full chart of accounts keep those where they are and let MyKidReports run the revenue side.

Frequently asked

Everything directors ask about MyKidReports childcare billing software.

What is childcare billing software?

Childcare billing software is a tool that automates parent invoicing, recurring payments, late fees, discounts, and tax statements for daycares, preschools, and after-school programs. MyKidReports is all-in-one childcare billing software and accounting app that runs in the background so directors never chase a payment manually.

How does MyKidReports automate childcare billing?

You set up a rate plan once (weekly, bi-weekly, or monthly). MyKidReports generates invoices on schedule, charges the parent's card or bank account through auto-pay, applies late fees if the payment fails, sends reminders, and logs everything in the ledger. Directors only step in for exceptions.

Does MyKidReports handle sibling discounts and subsidies?

Yes. You can set sibling discounts, staff discounts, scholarship credits, and subsidy co-pay splits (CCDBG, CCAP, state vouchers). The software automatically calculates the family's share vs. the subsidy share on each invoice. See our subsidy management page for the full breakdown.

Can parents pay with ACH (bank account) or only credit card?

Both. MyKidReports supports ACH bank payments (lower processing fees) and credit/debit cards via Stripe. Parents choose their preferred method during signup and can update it in the parent app anytime.

Does MyKidReports generate year-end tax statements for parents?

Yes. MyKidReports generates a year-end childcare payment statement for each family with your EIN, showing total amount paid. Parents download it from the app for their dependent-care FSA or tax filing. Directors don't have to produce these manually.

How does this compare to other childcare billing tools?

MyKidReports billing is included in every paid plan at $0.99 per child per month — no separate billing module fee. Most other childcare management platforms charge extra for full billing features or start from a much higher base price. Migration from any system is free and done-for-you.

Is there a free plan to try billing?

Yes. You can start free for up to 5 children to test billing with a few families. Centers with more children pay $0.99 per child a month, with billing included, no setup fee and free data migration.

How long does it take to switch billing software to MyKidReports?

We handle the setup for you — our team imports families, rate plans, discounts, and payment history from your current childcare billing software at no extra cost, so you can start collecting on schedule.

What is the best childcare billing software?

The best childcare billing software depends on center size and budget. For small centers (1-5 children), MyKidReports' Free Forever plan is free, with full billing automation. For 6-100 children, MyKidReports is $0.99 per enrolled child per month with billing included and no separate billing module fee. Many other childcare software companies do not publish prices and quote each program after a sales call.

Is there free or low-cost childcare billing software?

Yes. MyKidReports offers a Free Forever plan for centers with up to 5 children that includes recurring billing, invoicing, and ACH/card payment processing. Beyond 5 children, pricing is $0.99 per child per month. There are no setup fees, no per-staff fees, and no contracts. Payment fees are a flat $0.49 per ACH payment and 2.79% per card payment.

What automated billing features does childcare software include?

Modern childcare billing software automates: recurring invoice generation, auto-pay charging (ACH and card), late fee assessment, payment reminders, sibling and staff discount calculation, subsidy co-pay splitting (CCDBG, CCAP, vouchers), year-end tax statement generation, deposit and registration fee handling, and accounting-system export. MyKidReports includes all of these on every plan.

Is this billing software, invoicing software, or payment software?

All three, in one place. The invoicing side generates and sends the invoice on your schedule. The payment side collects it by ACH or card through auto-pay. The billing side is the rate plans, discounts, subsidies and late fees that decide what the invoice says in the first place. Centers search for these as three separate products; in MyKidReports they are one workflow, and none of them is a paid add-on.

Do you have preschool billing software as well as daycare billing?

The same product covers both, plus after-school and home-based programs. Preschools usually bill on a term or monthly rate with registration and supply fees; daycares more often bill weekly or bi-weekly with drop-in charges. Both are rate plans you set once and leave alone. Nothing about the pricing changes by program type — it is $0.99 per enrolled child per month either way, free up to 5 children.

Can MyKidReports replace my accounting software?

It replaces the tuition side of your books, not your general ledger. MyKidReports handles the family ledger, receivables, revenue by room, subsidy co-pay splits and year-end tax statements, then exports to the accounting system you already use. Most centers keep QuickBooks or their accountant's software for payroll, vendors and tax filing, and simply stop entering tuition twice.

What are the payment fees for MyKidReports childcare billing?

ACH (bank) payments cost a flat $0.49 each, whatever the amount, so a $250 payment and a $2,500 payment cost the same. Card payments cost 2.79%. You choose whether your center or the parent pays the fee.

Can I pass the payment processing fees on to parents?

Yes. Once your payment account is connected, you can pass transaction fees on to parents from your billing settings. Some states limit card surcharges, so check your state’s rules before you add a fee to card payments.

Does MyKidReports work with QuickBooks?

Yes, by export. Transactions export as a CSV file for QuickBooks, Xero, Wave or whatever your bookkeeper uses. It is an export on every plan, not a live two-way sync.

Why use childcare billing software instead of Venmo or Zelle?

Venmo and Zelle move money, but they don’t send invoices, track each family’s balance, add late fees, split subsidy and family shares or produce year-end statements. Billing software does all of that and keeps one record per family.

Can I switch my billing from another childcare software?

Yes. Our team moves your rosters, billing history, attendance and parent contacts for free, and most centers are live in 5–10 business days, with both systems running side by side for a few days.

Billing that runs itself. Starting today.

Join the daycare and preschool directors who got their Sunday nights back. Free forever for up to 5 children. 14-day trial on Pro.